More and more businesses use staffing agencies to fill temporary and contract positions these days. However, workers who find employment utilizing a staffing agency still need workers comp if they suffer a workplace injury. So who is responsible for providing it?
Who Provides Workers Comp For Temporary Employees?
Workers comp requirements vary by state, but employers are required to cover both full- and part-time employees in most states. Only some states require coverage of contract or temporary employees. However, in most cases, the staffing agency is responsible for providing workers comp benefits for the workers they contract out regardless of how many hours they work.
What Does Workers Comp for Staffing Agencies Cover?
For injuries suffered on the job, workers comp for staffing agencies provides much of the same coverage as regular workers comp and may include:
- Lost wages due to missed work
- Medical expenses
- Rehabilitation
- Costs related to permanent disability
- Death benefits
Temporary employees may work for a staffing agency, but they head to other companies for work each day. However, staffing agencies should know workers comp requirements in their state to ensure they have the necessary workers comp coverage. A temporary employee not adequately covered by workers comp could sue the staffing company.
