While a staffing company’s workforce may continually change, the liability risk remains constant. Staffing agencies must have the right accident and injury coverage for eligible employees working at client businesses. Here is what owners and operators of staffing agencies need to know about workers comp coverage for employees.
Temporary Employees and Workers Comp Eligibility
Most states require workers comp insurance coverage for permanent full-time and part-time employees. However, the requirements for temp employee coverage vary. So staffing agency employees might be covered when working for some clients and not others. Regardless, a temp employee can suffer an injury as easily as a full- or part-time employee. Agencies should make sure employees are covered anyway.
Staffing Agencies and Workers Comp Insurance
Workers comp insurance for staffing companies is essential in helping to avoid financial losses from liability claims that may result from an on-the-job injury. Such claims can also adversely affect a staffing company’s reputation.
Temp agencies and businesses often coordinate to make sure temp employees have workers comp coverage by one or the other. However, staffing agencies must be insured for this to happen. Using an insurance agency specializing in workers comp insurance for staffing companies can help ensure proper coverage.
